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Visa Credit Card

Many credit cards seduce with a low introductory rate on balance transfers, before charging excessive rates when you start making purchases or cash advances. This is not so with the Credit Union SA Visa Credit Card.

After the first 6 months of 0% pa on balance transfers, you’ll still enjoy a low ongoing interest rate– currently 10.49% pa – with the same low rate applying for all purchases and cash advances.

You’ll have the ability to make fast payments with Google Pay™Apple PaySamsung Pay and Visa payWave.

It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Verified by Visa for online purchases from participating merchants and payWave.

You can apply online or you can call us on (08) 8202 7777 during our business hours which include Saturday morning for your convenience.

Apply now Call us 8202 7777 


0% pa1 balance transfer for 6 months

Available any time for new or existing accounts and pay no balance transfer fee.

Low $39 annual fee

No Annual Fee on any Visa Credit Card when linked to a Home Loan Package

No cash advance fees2

Up to 55 days interest-free on purchases

Simply clear your closing balance on time each month.

Interest rates and fees

Product Name Interest Rate
Visa Credit Card 10.49% pa
Fee Amount
Annual Fee
Visa Credit Card Annual Fee$39
Visa Credit Card Annual Fee when linked to a Home Loan Package$0

Want to do more with your money?

Our Access Account is our fee free account with 24/7 banking, Apple Pay, Google Pay™ and Samsung Pay. Plus access over 3,300 rediATMs nationwide.

Access your own money with all the benefits of Visa.

Looking for a savings account that delivers great interest no matter how many deposits or withdrawals you make? Our Netsave Account ticks every box.

We offer fixed rate or variable personal loans for renovations, holidays, weddings, and cars, with flexible loan terms and repayment options available.

Interest rates are current as at 01/05/2015 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.

16 months interest free on balance transfers. At the end of the interest free period, the interest rate will revert to 10.49% pa variable.

2While no withdrawal or cash advance fees are charged by us, a fee may be charged by the ATM operator. The amount of the fee may vary at different ATMs and will be disclosed and charged at the time of the transaction.

Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc ., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.