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"We’re here to help."  Believe it or not, we thought long and hard about that simple opening statement!

Those four short words capture what Credit Union SA is about better than any reference to our banking expertise and experience ever could. 

We’re here to help South Australians do more with their money, so that in turn they can make more of life. That could involve help buying a home or car, saving for a holiday, insuring property, or simply getting the household finances under control.

It’s an approach that - coupled with our proud commitment to strengthening our local South Australian communities for a brighter future - has already attracted around 50,000 members.

So contact us today and find out how we can help you do more with your money.

Read more about membership benefits, how we help South Australians do more, the credit union difference, and our Board of Directors and Leadership Team.

  • Who is Credit Union SA?

    Credit Union SA is South Australia's third largest credit union, with seven branches, over $900 million in assets and just under 50,000 members.

    We were formed on 1 October 2009 by a merger between former South Australian credit unions Satisfac and Powerstate, which had their origins in the education and industrial sectors respectively. Both organisations were renowned for their local knowledge.

    As a customer owned banking organisation, we are not driven by the need to return dividends to shareholders in the manner of the major banks. As a result, we're able to channel the profits we generate back to our membership and broader community.

    This is achieved in the form of innovative new products and services, low fees, great interest rates, high levels of personal service, and community development initiatives and project funding.

  • What is a credit union?

    A credit union is a member-owned financial organisation. Credit unions are created and operated for the benefit of their members and wider community.

  • How can I contact Credit Union SA?

    Branches

    We've got a number of branches around SA for your convenience, where you can discuss loans, credit cards, savings accounts or any of our other services.

    Branch locations Branch opening hours

    Member Contact Centre

    You can speak to a member of our friendly Member Contact team quickly and easily, six days a week. If you have your Access Code we can help you quickly and efficiently, but if you don’t have one that’s fine – give us a call and we can help with your enquiries.

    Member Contact Centre opening hours

    Phone
    Online

    Contact us online Webchat

    Fax
    •  08 8211 9457 in Australia
    • +61 8 8211 9457 overseas
    Write to us
    Customer Relations
    Credit Union SA
    GPO Box 699
    Adelaide SA 5001
  • Why should I bank with Credit Union SA?

    As a customer owned banking organisation, we are not driven by the need to return dividends to shareholders in the manner of the major banks. As a result, we're able to channel the profits we generate back to our members and broader community for ongoing benefit.

    These benefits include innovative new products and services, low fees, great interest rates, high levels of personal service, as well as community development initiatives.

  • Why switch to Credit Union SA?

    If you don’t believe your current financial institution values your business anymore, why stay loyal to them?

    If you’re sick of ever-increasing fees, reduced customer service and big profit banks that are more concerned about their shareholders than you, maybe it’s time you considered making the change to an institution that exists to benefit members.

    Learn more about the benefits of becoming a member.

  • How do I open an account with or switch my current account to Credit Union SA?

    If you're keen to say goodbye to big-profit banks and join the Credit Union SA community, we'd be delighted to welcome you aboard.

    And you'll be happy to hear that joining is easy to do.

    Our requirements are that you

    To apply for membership

    • Drop into your nearest Credit Union SA branch;
    • Arrange an appointment with one of our Mobile Managers; or 
    • Call us on 8202 7777 to have the form posted out to you.
  • What is the Credit Union SA BSB number?

    The BSB number is 805-007. For quick reference, it is available in the top right hand corner of the website.

How we can help

Offering the same services as a bank but our highest priority is not to deliver big profits for shareholders.

Proudly complying with the Customer Owned Banking Code of Practice.

Work for an organisation you can feel proud of, like Credit Union SA.

Credit Union SA's Board of Directors and Executive Management team comprise of high-performing individuals with a diverse range of backgrounds, talents and financial skills.

Let's Chat