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Transaction Accounts

55+ Account

Great flexibility whatever your life situation.

Our 55+ transaction account is available to all members aged 55 and over.

It offers you the ability to earn higher returns without having to lock funds away and has no monthly account keeping or transaction fees*. Whether you’re working, receiving a pension or retired, that combination is hard to beat.

Apply online Call us 8202 7777


No transaction* or monthly fees

Includes overseas ATM withdrawals.

Free Visa debit card

With payWave access.

Access to 3,300 rediATMs

Huge Australia-wide network.

24/7 banking

With Internet Banking and our Mobile Banking App.

Interest rates and fees

Product Name Tier Interest Rate
55+ Account < $50,000 0.70% pa
55+ Account $50,000 - $250,000 1.90% pa
55+ Account > $250,000 2.00% pa
Fee Amount
Monthly Access Fee
There is no monthly fee on the 55+ Account.$0
Transaction Fee
There are no transaction fees on the 55+ Account*.$0
ATM Withdrawal Fee (Australia and Overseas)
Credit Union SA does not charge for ATM withdrawals*.$0

Want to do more with your money?

Invest as little as $5,000 across a wide range of terms - from one month and up to five years. View our Term Investment interest rates and fees now.

Find out more about our Home Loan Package, Standard Variable Rate Home Loans, Discounted Variable Rate Home Loans, and Fixed Rate Home Loans.

We’re here to protect what’s most valuable to you.

Free Seminars & Workshops presented by Credit Union SA and trusted organisations we partner with.

*While no transaction fees are charged by us, a fee may be charged by the ATM operator if transactions are performed using an ATM that is not part of the national network of rediATMs. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.