Skip to content
Transaction Accounts

Access Account Easy access to money

A no-fuss, do-it-all workhorse

The Access Account will serve you well in all forms of transactions.

What’s more, it’s completely free of transaction fees* and there’s no monthly fee if you're:

  • under 35
  • over 55
  • a full-time student
  • have a Credit Union SA Home Loan Package or
  • you make electronic deposits (such as your pay) of at least $2,000 to your account each month.

Apply now


No transaction fees*

Includes overseas ATM withdrawals.

No monthly fee

You just need to meet any of the criteria outlined in the general product description on this page. But even if you don’t, it’s only a low $5.

Free Visa debit card

With payWave access.

24/7 banking

With Internet Banking and our Mobile Banking App.

Interest rates and fees

Product Name Interest Rate
Access Account 0.00% pa
Fee Amount
Monthly Access Fee
Just meet any of the criteria outlined above to qualify for a monthly access fee waiver.$5
Transaction Fee
There are no transaction fees on the Access Account*.$0
ATM Withdrawal Fee (Australia and Overseas)
Credit Union SA does not charge for ATM withdrawals*.$0

How we can help

High interest even with frequent access.

If you don’t like affordable flexibility and high levels of merchant acceptance, look away now.

With rapid pre-approvals, you can switch from snoop to swoop in an instant.

We’re here to protect what’s most valuable to you.


Keeping your finances on track is a lot easier when you can see where they need to go.

You’ll be surprised how little it takes to earn quite a bit with this helpful tool.

*While no transaction fees are charged by us, a fee may be charged by the ATM operator if transactions are performed using an ATM that is not part of the national network of rediATMs. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.