Skip to content
Credit Union SA - Home
Call 8202 7777 BSB 805 007

Scheduled maintenance: We’re undertaking scheduled maintenance on our Internet Banking, Mobile Banking App and Phone Banking on Sunday 9 December 2018 between 03:00am – 07:00am (ACDT). Access will be unavailable during this period. View details

Home Loans

Compare Home Loans

Enquire online Call us 8202 7777

Compare our Home Loans

Reset

Product name

Owner Occupied Interest Rate

Comparison Rate

Overview

Key feature

Rates and fees

Application fee

Monthly loan fee

Top-up fee

Split loan fee

Loan term

Pre-approval available

Make extra repayments at no extra cost

Payout your loan early without penalty

Redraw extra repayments at no cost (min. $500)

100% offset option

Family guarantee option

Rate lock

Loan protection insurance available

Can be used for construction

Can be used for bridging finance

Split loan option

Interest only

 

Home Loan Package

Owner Occupied Interest Rate From 3.79 % pa

Comparison Rate 4.19 % pa

Key feature

Discounts and benefits

Rates and fees
Application fee

$0

Monthly loan fee

$0 ($395 annual fee applies)

Top-up fee

$0

Split loan fee

$0

Loan term

1 to 30 years

Pre-approval available
Make extra repayments at no extra cost

Up to $10,000 pa on fixed rate loans

Payout your loan early without penalty

On variable rate loans

Redraw extra repayments at no cost (min. $500)
100% offset option

On variable rate loans

Family guarantee option
Rate lock

On fixed rate loans

Loan protection insurance available
Can be used for construction
Can be used for bridging finance
Split loan option
Interest only

Up to 5 years

  • Learn more

    • Remove

    Fixed Rate Home Loans

    Owner Occupied Interest Rate From 4.29 % pa

    Comparison Rate 5.13 % pa

    Key feature

    Certainty

    Rates and fees
    Application fee

    $6001

    Monthly loan fee

    $0

    Top-up fee

    $3001

    Split loan fee

    $0

    Loan term

    1 to 30 years

    Pre-approval available
    Make extra repayments at no extra cost

    Up to $10,000 pa

    Payout your loan early without penalty
    Redraw extra repayments at no cost (min. $500)
    100% offset option
    Family guarantee option
    Rate lock
    Loan protection insurance available
    Can be used for construction
    Can be used for bridging finance
    Split loan option
    Interest only

    Up to 5 years

  • Learn more

    • Remove

    Discounted Variable Rate Home Loans

    Owner Occupied Interest Rate 4.62 % pa

    Comparison Rate 4.64 % pa

    Key feature

    Low rate

    Rates and fees
    Application fee

    $0

    Monthly loan fee

    $0

    Top-up fee

    $0

    Split loan fee

    $0

    Loan term

    1 to 30 years

    Pre-approval available
    Make extra repayments at no extra cost
    Payout your loan early without penalty
    Redraw extra repayments at no cost (min. $500)
    100% offset option
    Family guarantee option
    Rate lock
    Loan protection insurance available
    Can be used for construction

    Can be used for bridging finance
    Split loan option
    Interest only

    Up to 5 years

  • Learn more

    • Remove

    Standard Variable Rate Home Loans

    Owner Occupied Interest Rate 5.67 % pa

    Comparison Rate 5.73 % pa

    Key feature

    Fully featured

    Rates and fees
    Application fee

    $6001

    Monthly loan fee

    $0

    Top-up fee

    $3001

    Split loan fee

    $0

    Loan term

    1 to 30 years

    Pre-approval available
    Make extra repayments at no extra cost
    Payout your loan early without penalty
    Redraw extra repayments at no cost (min. $500)
    100% offset option
    Family guarantee option
    Rate lock
    Loan protection insurance available
    Can be used for construction
    Can be used for bridging finance
    Split loan option
    Interest only

    Up to 5 years

  • Learn more

    • Remove

    Show more less features

    Tools

    Borrowing Power Calculator

    Borrowing Power

    The Borrowing power calculator will determine what amount a lender may lend you based on your income and expenses.

    Home Loan Repayment Calculator

    Home Loan Repayment

    The Home Loan Repayment calculator allows you to calculate your repayments for different loans, for various terms and payment frequencies.

    Buying and Selling Costs Calculator

    Buying and Selling Costs

    The Buying and Selling Costs calculator will calculate the costs of buying and selling, including real estate agent costs and stamp duty.

    1These fees do not apply in the Home Loan Package, but an annual package fee does apply. 

    Lending criteria, fees, conditions apply and are available upon request. Comparison rates are based on a $150,000 secured loan over 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rates are subject to change.