Compare our Home Loans
Product name
Owner Occupied Interest Rate
Comparison Rate
Overview
Key feature
Rates and fees
Application fee
Monthly loan fee
Top-up fee
Split loan fee
Loan term
Pre-approval available
Make extra repayments at no extra cost
Payout your loan early without penalty
Redraw extra repayments at no cost (min. $500)
100% offset option
Family guarantee option
Rate lock
Loan protection insurance available
Can be used for construction
Can be used for bridging finance
Split loan option
Interest only
Owner Occupied Interest Rate From 3.79 % pa
Comparison Rate 4.19 % pa
Discounts and benefits
$0
$0 ($395 annual fee applies)
$0
$0
1 to 30 years
Up to $10,000 pa on fixed rate loans
On variable rate loans
On variable rate loans
On fixed rate loans
Up to 5 years
Owner Occupied Interest Rate From 4.29 % pa
Comparison Rate 5.13 % pa
Certainty
$6001
$0
$3001
$0
1 to 30 years
Up to $10,000 pa
Up to 5 years
Owner Occupied Interest Rate 4.62 % pa
Comparison Rate 4.64 % pa
Low rate
$0
$0
$0
$0
1 to 30 years
Up to 5 years
Owner Occupied Interest Rate 5.67 % pa
Comparison Rate 5.73 % pa
Fully featured
$6001
$0
$3001
$0
1 to 30 years
Up to 5 years
Tools
Borrowing Power Calculator
The Borrowing power calculator will determine what amount a lender may lend you based on your income and expenses.
Home Loan Repayment Calculator
The Home Loan Repayment calculator allows you to calculate your repayments for different loans, for various terms and payment frequencies.
Loan Comparison Calculator
Compare two different loans using their individual honeymoon rates, upfront fees, monthly fees and discharge fees.
Buying and Selling Costs Calculator
The Buying and Selling Costs calculator will calculate the costs of buying and selling, including real estate agent costs and stamp duty.
1These fees do not apply in the Home Loan Package, but an annual package fee does apply.
Lending criteria, fees, conditions apply and are available upon request. Comparison rates are based on a $150,000 secured loan over 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rates are subject to change.