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Compare our Home Loans

Product name

Owner Occupied Interest Rate

Comparison Rate

Overview

Key feature

Rates and fees

Application fee

Monthly loan fee

Top-up fee

Split loan fee

Loan term

Pre-approval available

Make extra repayments at no extra cost

Payout your loan early without penalty

Redraw extra repayments at no cost (min. $500)

100% offset option

Family guarantee option

Rate lock

Loan protection insurance available

Can be used for construction

Can be used for bridging finance

Split loan option

Interest only

 

Owner Occupied Interest Rate From 3.89 % pa

Comparison Rate 4.29 % pa

Key feature

Discounts and benefits

Rates and fees
Application fee

$0

Monthly loan fee

$0 ($395 annual fee applies)

Top-up fee

$0

Split loan fee

$0

Loan term

1 to 30 years

Pre-approval available
Make extra repayments at no extra cost

Up to $10,000 pa on fixed rate loans

Payout your loan early without penalty

On variable rate loans

Redraw extra repayments at no cost (min. $500)
100% offset option

On variable rate loans

Family guarantee option
Rate lock

On fixed rate loans

Loan protection insurance available
Can be used for construction
Can be used for bridging finance
Split loan option
Interest only

Up to 5 years

Remove

Owner Occupied Interest Rate 5.25 % pa

Comparison Rate 5.31 % pa

Key feature

Fully featured

Rates and fees
Application fee

$6001

Monthly loan fee

$0

Top-up fee

$3001

Split loan fee

$0

Loan term

1 to 30 years

Pre-approval available
Make extra repayments at no extra cost
Payout your loan early without penalty
Redraw extra repayments at no cost (min. $500)
100% offset option
Family guarantee option
Rate lock
Loan protection insurance available
Can be used for construction
Can be used for bridging finance
Split loan option
Interest only

Up to 5 years

Remove

Owner Occupied Interest Rate 4.50 % pa

Comparison Rate 4.52 % pa

Key feature

Low rate

Rates and fees
Application fee

$0

Monthly loan fee

$0

Top-up fee

$0

Split loan fee

$0

Loan term

1 to 30 years

Pre-approval available
Make extra repayments at no extra cost
Payout your loan early without penalty
Redraw extra repayments at no cost (min. $500)
100% offset option
Family guarantee option
Rate lock
Loan protection insurance available
Can be used for construction

Can be used for bridging finance
Split loan option
Interest only

Up to 5 years

Remove

Owner Occupied Interest Rate From 4.29 % pa

Comparison Rate 5.05 % pa

Key feature

Certainty

Rates and fees
Application fee

$6001

Monthly loan fee

$0

Top-up fee

$3001

Split loan fee

$0

Loan term

1 to 30 years

Pre-approval available
Make extra repayments at no extra cost

Up to $10,000 pa

Payout your loan early without penalty
Redraw extra repayments at no cost (min. $500)
100% offset option
Family guarantee option
Rate lock
Loan protection insurance available
Can be used for construction
Can be used for bridging finance
Split loan option
Interest only

Up to 5 years

Remove

Tools

Calculate your repayments for different loans, for various terms and payment frequencies.

Get a realistic estimate of your borrowing capacity based on your likely income and expenses.

Find out in an instant what the mandatory government fees will be at different property purchase prices.

1These fees do not apply in the Home Loan Package, but an annual package fee does apply. 

Lending criteria, fees, conditions apply and are available upon request. Comparison rates are based on a $150,000 secured loan over 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rates are subject to change.

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