Education Community Banking Benefits
Credit Union SA has a long history of supporting the education sector. We feel it’s important to support all South Australian teachers, education workers and students carrying out studies in education who are helping to prepare our next generation for the challenges and opportunities that lie ahead. That's why we made the Credit Union SA Education Community Banking Benefits package really something special to help with your savings, credit cards and loans.
Our Education Community Banking Benefits offer these exclusive savings and offers for teachers and education workers including:
Education Community Credit Card
- 9.99% pa interest rate on cash advances, purchases and balance transfers
- No annual fee on your Education Community Credit Card
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0.00% pa introductory rate on cash advances, purchases and balance transfers for a period of 6 months on new accounts.
Car and personal loans
- Our special Education Community Car Loan comparison rate of 5.99% pa lets you trade up on new and used vehicles under 2 years of age1
- No loan establishment fee on any personal loan.
Transaction accounts
- No monthly fee on your Access account or Home Loan Offset account.
The Access Account will serve you well in all forms of transactions. It’s completely free of transaction fees* and there are no monthly fees. Plus you have access to over 3,300 rediATMs nationwide. You also get a free Visa debit card with payWave which you can load into Google Pay™, Apple Pay and Samsung Pay.
Now you can pay for purchases using your smart phone, wherever mobile payment systems are offered.
Plus, you also have access to these great offers:
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Receive a $3,000 cashback if you refinance a home loan with us. Available on any owner occupied loan refinanced from another financial institution, where the minimum loan amount is $300,000. Funds available at settlement. Limit of one cashback per household.2
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Receive a $5,000 cashback if you take out a home loan with us to purchase your first home3
- 6% discount on health insurance policies through Health Partners.4
Credit Union SA has once again been recognised by the Mozo Experts Choice Awards
And now these products have been recognised as some of the best value products in the country winning awards for:
| Product | Awards | |
|---|---|---|
Education Community Special Fixed Rate Personal Loan(Vehicles up to 2 years old) |
Car LoanSecured Personal Loan |
|
Education Community Credit Card |
Balance Transfer Credit CardLow Rate Credit CardNo Annual Fee Credit Card |
|
For security reasons, current members of Credit Union SA are asked to submit all account enquiries through Internet Banking Secure Mail.
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Find out more
Want to do more with your money?
Education Community Credit Card Exclusively for educators
Take advantage of our exclusive Education Community Credit Card as a member of the Australian education community.
Teachers of SA Follow us on Facebook
Follow Teachers of SA on Facebook to connect with the SA Education community and discover news and resources.
Education Community Car Loan Exclusively for educators
Take advantage of our exclusive Education Community Car Loan as a member of the Australian education community.
Get your foot in the door $5,000 First Home Buyers Grant
We understand how hard it can be for first home buyers to get into the property market.
Education Community Banking Benefits are available to any employee of the South Australian education community and students carrying out studies in education. Membership, lending criteria and fees apply. Terms and conditions available upon request.
1Lending criteria, fees and conditions apply and are available upon request. This offer is limited and is subject to change at any time. Comparison rate is based on a secured loan of $30,000 fixed over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2Offer valid as at 5 February 2018, subject to change and may be withdrawn at any time. Lending criteria, fees and conditions apply and are available upon request.
3Lending criteria, fees and conditions apply. Offer is current as at 23/04/2018 and is subject to change. Minimum loan $250,000 to purchase or build a first home with a loan to value ratio over 80%. All loans that are eligible for the First Home Buyers Grant will be subject to pay Lenders’ Mortgage Insurance. To be eligible, applicants must not have previously owned residential property in Australia. Available to natural persons only (i.e. not a trustee or a company).
4Conditions and waiting periods may apply. See healthpartners.com.au/cusa for full details. Maximum 6% discount is only available when paying by direct debit through a Credit Union SA account.
*While no transaction fees are charged by us, a fee may be charged by the ATM operator if transactions are performed within and outside of Australia using ATMs that are not part of the rediATM network. The amount of the fee may vary at different ATMs and will be disclosed and charged at the time of the transaction. This is general advice only. Before acquiring any financial product you should consider whether or not it is suitable for you.
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.