$2,000 Home Loan Cashback Offer
Looking for some cold hard cash in your pocket? Find out if our $2,000 home loan cashback* is the best option for you.
TO BE ELIGIBLE FOR THE CASHBACK, YOU MUST BE:
- Purchasing a property or properties, or refinancing your property or properties from another financial institution
- Borrowing a minimum of $300,000 (new borrowings)
- Borrowing with a loan to value ratio (LVR) of 80% or less
- Meet the eligibility criteria for an applicable loan
- A current or retired employees of the South Australian Education Community, students carrying out studies in education, or their eligible immediate family member1 as as a part of our Knowledge Counts banking benefits.
Funds to be paid at settlement of loan. This offer is not available for the purposes of construction and bridging loans. Owner Occupied Interest Only loans are ineligible. Limited to one cashback per household.
Quick and easy application
Our paperless application makes it simple for you to apply online, over the phone or in person.
We can come to you!
Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.
Flexible repayment options
Repayment options include weekly, fortnightly or monthly - you choose!
FREE CoreLogic RP Data property reports
Featured Products
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤60% LVR ☉︎§︎ | 6.04% p.a. | 6.41% p.a. |
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤80% LVR ☉︎#§︎ | 6.09% p.a. | 6.46% p.a. |
| Package Variable Special Offer - Principal & Interest - Investment ≤60% LVR ☉︎§︎ | 6.22% p.a. | 6.59% p.a. |
| Package Variable Special Offer - Interest Only - Investment ≤60% LVR ☉︎^§︎ | 6.52% p.a. | 6.95% p.a. |
| Package 3 year Fixed - Principal & Interest - Owner Occupied ≤97% LVR ☉︎µ︎#§︎ | 5.69% p.a. | 6.59% p.a. |
Start your application now
For a home loan that makes you feel at home – get in touch with us today.
Start your home loan application online anytime, anywhere.
Details you’ll need to have handy:
- your income and living expense details
- information about what you own and what you owe.
We’ll call you back within 48 hours to talk you through the next steps.
Don’t have time to visit us? No problem. We can come to you!
Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.
FREQUENTLY ASKED QUESTIONS
View all Cashback FAQsKnowledge Counts education banking benefits provide members of the South Australian education community and their eligible immediate family members with exclusive offers, discounts and products.
Knowledge Counts banking benefits are available to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members (parents, children, grandparents, grandchildren, siblings and partners only).
The costs of buying a home
There are many costs involved in buying a home, so it’s important to factor them all into your budget when working out how much you need to borrow.
Buying your first home can be both exciting and overwhelming. After all, it’s your first step onto the property ladder and quite possibly your first major investment. It’s also an expensive and time-consuming process. So even though this is your first house, you should try to ensure that you’ll be happy in it for as long as possible.
Not sure if you're eligible for our Knowledge Counts banking benefits?
Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community, as well as students carrying out studies in education. If you work as an SSO, receptionist, contract teacher, TRT, student teacher, groundsman, TAFE lecturer, librarian, classroom teacher or University co-ordinator (just to name a few), you are eligible for our Knowledge Counts banking benefits.
Plus, your immediate family members (parents, children, grandparents, grandchildren, siblings and partners only) are eligible too.
GUIDES AND NEWS
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
400 King William Street, Adelaide has self-service options available to make your life easier.
Mobile Lending Managers
Our Mobile Lending Managers can help our members by phone or email, with video calls now available.
INFORMATION YOU SHOULD KNOW
Lending criteria, fees and conditions apply and are available upon request.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
Interest rates are subject to change and special offers may be withdrawn at any time.
#Please note: home loan products have different qualifying criteria to the $2,000 cashback offer, with different minimum loan amounts.
☉︎
Loan available for minimum new borrowings of $150,000 or more. Annual Package fee of $395 applies.§︎
Interest rates are subject to change without notice. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.#
Available for Family Home Guarantee (FHG), First Home Guarantee (FHBG) and Regional First Home Buyer Guarantee (RFHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.^
Interest only repayments are only available where the loan to value ratio is 80% or less.µ︎
Available where the loan to value ratio is 97% or less, including capitalised LMI.1
Knowledge Counts banking benefits are available to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members (parents, children, grandparents, grandchildren, siblings and partners only).