Education Car and Personal Loans
Our Knowledge Counts banking benefits include exclusive products, cashbacks, rate reductions and fee waivers for members of the education community.
If you work within the education sector, or if you're studying education, you and your immediate family are eligible for our Knowledge Counts banking benefits.
Compare Car and Personal Loans
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Learn moreDetermine what amount a lender may lend you based on your income and expenses.
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Frequently asked questions
View all Education FAQsKnowledge Counts education banking benefits provides members of the South Australian education community and their eligible immediate family members with exclusive offers, discounts and products.
Knowledge Counts banking benefits are available to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members (parents, children, grandparents, grandchildren, siblings and partners only).
Eligible immediate family members include parents, children, grandparents, grandchildren, siblings and partners only.
You can apply for a Car or Personal Loan through any of the following methods.
Or,
- Use the online application service on Internet Banking
- Make an appointment with one of our Mobile Managers
- Call one of our Loans Consultants on (08) 8202 7777 or 1800 018 227 (Country SA)
- Visit us at 400 King William Street, Adelaide to speak with a Loans Consultant.
If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.
Please visit our Financial Hardship Assistance page or contact us to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.
View all of our current interest rates. Calculate and compare personal loans.
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How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
400 King William Street, Adelaide has self-service options available to make your life easier.
Mobile Lending Managers
Our Mobile Lending Managers can help our members by phone or email, with video calls now available.
INFORMATION YOU SHOULD KNOW
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Conditions, fees and lending criteria apply. Interest rates are subject to change without notice. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.§︎
Knowledge Counts Banking Benefits are available to any current or retired employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).#
The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years old. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age. The variable rate personal loan and the fixed rate Tesla Powerwall loan are unsecured.^
The interest rate is fixed for the life of the loan up to a maximum of 7 years. For the Tesla Powerwall Loan, the rate is fixed for up to 5 years.µ︎
For new business only. To qualify for the online-only product, applications must be completed using the online form.★︎
Available to employees of the South Australian education community and students carrying out studies in education, and their immediate family.