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Teachers' Credit Card No annual fee and 9.99% ongoing interest rate

With a long history of supporting the education sector, Credit Union SA believes it’s important to support all South Australian education employees who are helping to prepare our next generation for the challenges and opportunities that lie ahead. So as part of our Teachers' banking benefits we have included the Teachers' credit card. 

The Teachers' credit card includes no annual fee, a 0% introductory rate for the first six months on purchases, balance transfers and cash advances1 as well as a low ongoing interest rate after the first 6 months. 

Plus you'll enjoy all of the convenient access advantages which come with a Credit Union SA Visa credit card, including:

  • Fast payments with Apple Pay, Android Pay and Visa payWave
  • No cash advance fees2
  • No direct debit fees
  • No domestic or overseas ATM withdrawal fees2
  • The ability to set up a balance sweep to automatically pay your credit card amount in full each month, helping you manage your finances.

If you or your partner work in the education sector you can apply online or you can call us on 8202 7777 during business hours and Saturday morning.

Apply online


Our exclusive Teachers’ credit card includes:

No annual fee

0% introductory rate for the first 6 months of your account on purchases, balance transfers and cash advances1

One of the lowest ongoing interest rates in Australia, an extremely low, special 9.99% pa interest rate after 6 months

Up to 55 days interest-free on purchases

Interest rates and fees

Product Name Interest Rate
Introductory rate for the first 6 months 0.00% pa
Variable rate 9.99% pa
Fee Amount
Visa Credit Card Annual Fee
This fee does not apply if you hold a Teachers Credit Card or your card is linked to a Home Loan Package.$39
ATM Withdrawal Fee (Australia and Overseas)
Credit Union SA does not charge for ATM withdrawals*.$0

How we can help

We support South Australian education workers who are preparing the next generation. With Teachers Banking Benefits you earn rewards for your hard work.

If you are a South Australian education worker, you will get a Fitbit Flex for FREE, when you take out our low rate Visa Credit Card.

Originally established by SA teachers nearly 60 years ago, we’ve been providing banking services to education workers ever since.

1Rate reverts to 9.99%pa variable rate 6 months after account opening. Interest rates are subject to change. Lending criteria, fees, terms and conditions apply and are available upon request. 2While we won’t charge any transaction fees, you may be charged a fee by the ATM operator if you perform transactions using an ATM that is not part of the national rediATM network (including overseas ATMs). You may also be charged a fee if you perform an over-the-counter cash advance other than through a Credit Union SA branch. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.