Digital wallets are set to be the biggest change in payment technology we have seen in over 20 years, barring a few changes, such as chip-and-pin technology.
Digital wallets can be used to pay for purchases via a Credit Union SA Visa Debit or Credit Card loaded into your smart device, wherever mobile payment systems are offered.
Google Pay™ is a digital wallet app enabling users with Android smart devices to make payments via their device.
Now you can enjoy all the benefits of your Credit Union SA Visa Debit or Credit Card with Apple Pay on iPhone, Apple Watch, iPad and Mac.
Accepted virtually anywhere, Samsung Pay lets you carry your Visa credit card, debit and loyalty cards on your Samsung smart device.
Easy, safe and secure, you can track your payments on the app so you can stay on top of your spending. Plus, Fitbit Pay uses industry-standard tokenisation to help keep your card details safe and each transaction private.
Now you can make payments with nothing but your compatible Garmin watch. Effortless to use, Garmin Pay protects your payments with watch-specific card numbers and transaction codes - allowing you to pay with confidence
What is a digital wallet?
Also known as an e-wallet, or mobile wallet, digital wallets can be used by members to pay for purchases via a debit or credit card loaded into their smart device, wherever mobile payment systems are offered.
Members can also store loyalty card information, digital coupons and credentials, and in the future it’s likely they will be able to store all types of digitised information like drivers’ licences and passports, travel cards and building access passes.
Basically a digital wallet will eventually contain everything you currently have in your purse/ wallet (excluding cash) all stored in the one convenient location via an application on your smart device.
Credit Union SA encourages members to update their digital wallets with their Credit Union SA credit and debit cards to ensure they continue to get the best rates.
How is the payment made?
Payment information from the smart device is passed to the store’s payment terminal wirelessly through near field communications (NFC) as a contactless payment, the same as if you were presenting a payment card with a chip (like you may already do now when you tap your card to pay for something.)
Can Credit Union SA members have a mobile payment app and our Credit Union SA Mobile Banking App on the same smart device?
Yes. You can have a combination of apps on your smart device.
Members can register their payment cards (debit / credit) in mobile payment apps and continue using our Credit Union SA Mobile Banking App.
Want to do more with your money?
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc ., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.