Financial Planning

Our foreign cheque deposit conversion service is a convenient way to receive payment by foreign currency cheques. Funds are held in your account and usually become available to access after 30 business days.

This service is only available to members who held a Credit Union SA membership prior to 1 December 2022 and will not be available to new members.

You don’t need one! Our Credit Union SA Visa Credit Card and Visa Debit Card can be used overseas, so there is no need for a separate travel card. It includes no ATM withdrawal fees* as well as having the convenience of access to your internet banking and mobile app whilst travelling the globe. You can even order an additional card specifically for your travels, completely free of charge! Find out where your card will be accepted with this Global ATM locator.

*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Our International Payments Service, otherwise known as a ‘Telegraphic Transfer’ is an electronic transfer of funds directly credited to an overseas bank account. Credit Union SA offers a choice of more than 130 currencies and the ability to send a Telegraphic transfer online.

Please note that Telegraphic transfers are sent via a network of correspondent banks, which sometimes levy a small handling charge on your payment. Any such fees are out of Credit Union SA and Convera's control. Given that a network of banks is used to complete your telegraphic transfer, the time it takes for your payment to be credited cannot be guaranteed.

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Credit Union SA can provide a number of different currencies, as well as advising you on the wisest choice for your particular destination. To order currency, visit us at 400 King William Street, Adelaide or call us on 13 8777 and we will have it ready for you in 3 – 4 working days. Credit Union SA do not issue travellers cheques.

An inward telegraphic transfer through our International Payments Service, is a direct credit of funds to your account from an overseas bank. All you have to do to set up an inward telegraphic transfer is access this link, complete your details and send the instructions to the sender overseas.

This can vary depending on what you want guidance on, and the extent of your plan. For more information, please see our dedicated financial planning section. Contact us to arrange a free, no-obligation initial consultation with Calm Wealth.

Call us 13 8777

Credit Union SA is proud to partner with local South Australian law firm Wallmans Lawyers to offer members a discounted offer for wills and estate planning services. Wallmans Lawyers have a dedicated estate planning section which assists clients with wills, Powers of Attorney and Advance Care Directives (previously known as Powers of Guardianship) as well as general succession planning, taxation and superannuation issues. It's just another way that Credit Union SA is helping our members to protect their assets.

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We are proud to offer you the services of our financial planning partner Calm Wealth. A Calm Wealth financial adviser provides you with valuable assistance in planning for your future and managing your wealth. The benefits of financial advice are numerous and far greater than simply recommending where to invest.

Calm Wealth has been helping Australians reach their financial goals for over 30 years in Adelaide and is focussed on providing financial advice to the customer-owned banking sector including credit unions and mutual banks.

A Calm Wealth financial planner will develop a plan specifically for you - one that’s tailored to your needs and circumstances, to help you achieve your goals.

Contact us to arrange a free, no-obligation initial consultation with Calm Wealth by calling us 13 8777.

Retirement planning is the planning one does to be prepared for life after paid work ends, not just financially but in all aspects of life. The non-financial aspects may include lifestyle choices as how to spend time in retirement, where to live or when to completely quit working.

Financial planners or advisers can help you develop retirement plans with the goal of achieve financial independence after paid work is complete. Credit Union SA works with Calm Wealth to deliver superior financial planning services. Calm Wealth has been helping Australians reach their financial goals for over 30 years in Adelaide and is focussed on providing financial advice to the customer-owned banking sector including credit unions and mutual banks.

A Calm Wealth financial planner will develop a plan specifically for you - one that’s tailored to your needs and circumstances, to help you achieve your goals. Contact us to arrange a free, no-obligation initial consultation with Calm Wealth.

Call us 13 8777

Credit Union SA can refer you to two of the best conveyancers in the business - SAIT Conveyancers and conveyancingSA.com.au. Both are highly experienced operators and provide a quality service we're proud to recommend. What's more, they offer Credit Union SA members:

• Advice on any real estate matter;
• Competitive fees;
• 100% online digital service from conveyancingSA.com.au at a time to suit you or;
• Convenient access to S.A.I.T. Conveyancers in the Adelaide CBD.

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