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Special offer package for new home loans

Product Name Interest Rate Comparison Rate
Owner Occupied Variable Home Loan Package where the LVR is 80% or less^1,2 3.89% pa 4.29% pa

Special offer package for refinanced home loans

Product Name Interest Rate Comparison Rate
Owner Occupied Variable Home Loan Package where the LVR is 70% or less - refinance only^1,3 3.79% pa 4.19% pa

Owner Occupied Variable Home Loan Package

Product Name Tier Interest Rate Comparison Rate
Variable Home Loan Package^ > $150,000 4.30% pa 4.69% pa

Investment Variable Home Loan Package

Product Name Tier Interest Rate Comparison Rate
Variable Home Loan Package^ > $150,000 4.75% pa 5.13% pa

Owner Occupied Variable Rate Home Loans

Product Name Interest Rate Comparison Rate
Discounted Variable Rate Home Loan 4.50% pa 4.52% pa
Standard Variable Rate Home Loan 5.25% pa 5.31% pa

Investment Variable Rate Home Loans

Product Name Interest Rate Comparison Rate
Discounted Variable Rate Home Loan 4.95% pa 4.97% pa
Standard Variable Rate Home Loan 5.64% pa 5.70% pa

Owner Occupied Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
1 Year Fixed^ 4.29% pa 4.69% pa
2 Year Fixed^ 4.09% pa 4.65% pa
3 Year Fixed^ 4.09% pa 4.63% pa

Investment Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
1 Year Fixed^ 4.54% pa 5.11% pa
2 Year Fixed^ 4.34% pa 5.05% pa
3 Year Fixed^ 4.34% pa 5.02% pa

Owner Occupied Fixed Rate Home Loans

Product Name Interest Rate Comparison Rate
1 Year Fixed 4.49% pa 5.23% pa
2 Year Fixed 4.29% pa 5.13% pa
3 Year Fixed 4.29% pa 5.05% pa

Investment Fixed Rate Home Loans

Product Name Interest Rate Comparison Rate
1 Year Fixed 4.74% pa 5.61% pa
2 Year Fixed 4.54% pa 5.49% pa
3 Year Fixed 4.54% pa 5.40% pa

^Conditions and annual package fee of $395 applies.

1LVR=Loan to Value Ratio.

2This rate is available for loans where $150,000 or more of the loan amount is new to Credit Union SA. This offer is limited and may be withdrawn at any time.

3This rate is available for loans where $150,000 or more of the amount is refinanced from another financial institution to Credit Union SA. This offer is limited and may be withdrawn at any time. 

Interest rates are subject to change. Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Download a copy of our Owner Occupied and Investment Home Loan Interest Rates and Fees and Charges.

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