Interest Rate^
6.14 % p.a.
Comparison Rate^
6.49 % p.a.
Establishment fee *
$250
Monthly loan service fee
$0
The Green Loan is designed for products which present a positive impact on our environment and ecosystem.
You can use our Green Loan to purchase electric vehicles, hybrids, solar batteries, insulation, energy-efficient heating and cooling, solar energy additions and many more eligible energy-efficient products.
No early repayment fee
The ability to make extra repayments or pay off your loan sooner with no fee
$0 monthly loan service fee
No monthly service fee
$0 establishment fee*
*Waived if you have a Credit Union SA home loan, are part of the workplace banking program or Knowledge Counts, or are a Port Adelaide Football Club members.
Repayments that suit you
The flexibility to make weekly, fortnightly or monthly repayments
Green Loan
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Credit Union SA home loan holders (secured) | 6.14% p.a. | 6.49% p.a. |
| Non-Credit Union SA home loan holders (secured) | 7.49% p.a. | 7.84% p.a. |
| Credit Union SA home loan holders (unsecured) | 7.79% p.a. | 8.14% p.a. |
| Non-Credit Union SA home loan holders (unsecured) | 8.79% p.a. | 9.14% p.a. |
Establishment fees
Fee
Amount
Credit Union SA Home Loan holders
Home loan package holders
$0
Non-Credit Union SA Home Loan holders
$250
KEY BENEFITS
Green Loan
Green Loan
For purposes that benefit the environment
Fill out your details and one of our experienced lenders will contact you at your preferred time to go through your application. It’s that easy!
A resource hub for solar panels, batteries and power
Credit Union SA is South Australia's third largest credit union, with $1.7 billion in assets and over 54,000 members.
Credit Union SA was formed on 1 October 2009 by a merger between former South Australian credit unions Satisfac and Powerstate, which had their origins in the education and industrial sectors respectively. Both organisations were renowned for their local knowledge
As a customer owned banking organisation, we are not driven by the need to return dividends to shareholders in the manner of the major banks. As a result, we're able to channel the profits we generate back to our membership and broader community.
This is achieved in the form of innovative new products and services, competitive fees and interest rates, high levels of personal service, community development initiatives and project funding.
A credit union is a member-owned financial organisation. Credit unions are created and operated for the benefit of their members and wider community.
GUIDES AND NEWS
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.
Make an appointment
Don't have time to visit us? We can come to you! Book an appointment with us now.
INFORMATION YOU SHOULD KNOW
Conditions, fees and lending criteria apply and are available on request. Interest rates are subject to change without notice. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).
The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years old. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age.
The interest rate is fixed for the life of the loan up to a maximum of 7 years.
For new business only. To qualify for the online-only product, applications must be completed using the online form.
Available to employees of the South Australian education community and students carrying out studies in education, and their immediate family.
Available to members who have an active Home Loan account with Credit Union SA.
Available for any green purpose that provides a benefit to the environment.