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Special Offers

Owner Occupied Home Loan Packages

Our Owner-Occupied Home Loan Packages offer low interest rates, fee waivers and lots of flexibility, so you can pay off your home sooner.

You can choose between our variable rate, fixed rate or a mix of both – whatever works best for you.

Variable

Get a low rate with a variety of features including unlimited fee-free additional repayments.

Fixed

Forget interest rate rises and enjoy the certainty of knowing your rate and repayments each month.

Split

Choose the flexibility of a variable rate on one portion of your loan, with the stability of a fixed rate applying to the remainder – fee-free!

Talk to us about a home loan today – we’re here to help.

Call us (08) 8202 7777 Make an appointment

Benefits

100% Home Loan Offset Account for Variable loans – at no extra cost

Flexible repayment options

Choose weekly, fortnightly or monthly repayments. Redraw extra home loan repayments any time, and at no extra cost.

Low fees

Low annual fee $395. No application fee – save $600. No top-up fee – save $300. No renegotiation fee – save $300.

Plus, Credit Card annual fee waivers, discounted Personal Loan rates and more

Owner Occupied Special Offer 2 Year Fixed Home Loan Packages

Product Name LVR Tier Interest Rate Comparison Rate
Owner Occupied Fixed Home Loan Package^1,2 0.00% - 80.00% > $150,000 3.75% pa 4.63% pa
Owner Occupied Fixed Home Loan Package - Interest only^#1,2 0.00% - 80.00% > $150,000 4.39% pa 4.98% pa

Owner Occupied Special Offer Variable Home Loan Packages

Product Name LVR Tier Interest Rate Comparison Rate
Owner Occupied Variable Home Loan Package^1,2 0.00% - 80.00% > $150,000 3.79% pa 4.19% pa
Owner Occupied Variable Home Loan Package - Interest only^#1,2 0.00% - 80.00% > $150,000 4.09% pa 4.48% pa

Want to do more with your money?

The Home Loan Repayment calculator allows you to calculate your repayments for different loans, for various terms and payment frequencies.

Everything you get from everything we have. Compare the features and benefits of our current Home Loans that are available.

Whether you are looking for cover for insured events or more comprehensive cover, we can assist.

Find out more about our Special Offers, Home Loan Package, Standard Variable Rate Home Loans, Discounted Variable Rate Home Loans, and Fixed Rate Home Loans.

^Conditions and annual package fee of $395 applies.

#Interest only interest rates apply when you request to only repay interest charges on your loan. For construction and bridging loans, you will only be charged interest only interest rates if, after your construction or bridging period, your repayments will not be principal & interest repayments.

1LVR=Loan to Value Ratio.

2This rate is available for any purpose. Minimum new borrowings of $150,000. This offer is limited and may be withdrawn at any time.

Interest rates are subject to change. Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Download a copy of our Home Loan Interest Rates, Fees and Charges.

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