An example of how much could you save over 25 years, if you refinance a $250,000 loan with Credit Union SA.
| Credit Union SA | Big 4 Banks | |
|---|---|---|
| Product | Variable Home Loan Package - Special Offers | Average standard variable rate |
| Rate | 5.74% pa1 | 6.11% pa2 |
| Ongoing monthly repayments | $1,572 | $1,628 |
| Total repayment | $481,252 | $488,282 |
| Outcome | With Credit Union SA you'll save an extra $7,030 | Stick with their rate, and you'll pay an extra $7,030 |
This scenario is based on an average owner-occupied principal and interest loan of $250,000 over 25 years at 5.74% pa rate (comparison rate 6.12% pa), compared with a 6.11% low LVR variable rate.
Loan Comparison Calculator
Use our calculator to compare your current home loan with Credit Union SA.
Plus, as a Credit Union SA member you receive:
- No monthly access fees on our Transaction and Savings Accounts.
Get in touch with us today
So if you’re keen to find a better home loan and do more with your money, Credit Union SA can help you find the loan to suit your needs.
Start your application now
For a home loan that makes you feel at home, get in touch with us today.
The first step is simply to talk to us and we can guide you from there. You can apply online, call us on 13 8777 or visit us at 400 King William Street, Adelaide.
Don’t have time to visit us? No problem, we can come to you!
Start your home loan application online anytime, anywhere.
Details you’ll need to have handy:
- your income and living expense details.
- information about what you own and what you owe.
Don’t have time to visit us? No problem, we can come to you!
Simply book an appointment with one of our lending specialists at a time and place that suits you.
INFORMATION YOU SHOULD KNOW
1
Offer valid as at 27/03/2025, is limited and may be withdrawn or altered at any time without notice. This offer is available on new loans with minimum new borrowings of $150,000 where the LVR is 60%. Bridging loans are not eligible for this offer. Interest rates are subject to change.
2
Average standard variable rate was current as at 19/03/2025 and sourced from Mozo comparison website at https://mozo.com.au/home-loans.
3
Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination