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Home Loans, Car Loans and Personal Loans

Find out more about our Home Loan Package, Standard Variable Rate Home Loans, Discounted Variable Rate Home Loans, and Fixed Rate Home Loans.

Fast and easy pre-approvals, let you shop with confidence. Our loans can be used for vehicles including new and used cars, motorcycles, boats or caravans.

We offer fixed rate or variable personal loans for renovations, holidays, weddings, and cars, with flexible loan terms and repayment options available.

Loan Offers

Credit Union SA’s Variable Home Loan Package Special Offer can help you save more and pay off your loan even faster.

So if you’re looking to switch your home loan to Credit Union SA and do more with your money, talk to us about refinancing your home loan.

We understand how hard it can be for first home buyers to get into the property market.

Our very low car loan rate applies to loans from as little as $5,000 and is available for new and used vehicles under 2 years of age - allowing you to trade up!


The Borrowing power calculator will determine what amount a lender may lend you based on your income and expenses.

The Repayment calculator allows you to calculate your repayments for different loans, for various terms and payment frequencies.

The Buying and Selling Costs calculator will calculate the costs of buying and selling, including real estate agent costs and stamp duty.

Conditions, fees and lending criteria apply and are available on request.