$4,000 Home Loan Cashback Offer
Looking to score more money in your pocket?
Our NEW special $4,000 or $2,000 home loan cashbacks might be the right option for you.
Do I qualify?
- You need to be borrowing a minimum of $600,000 of new borrowings to be eligible for $2,000 cashback – which can be across multiple loans (both investment and owner occupied) – some part of the loan must be owner occupied.
- You need to be borrowing a minimum of $1M of new borrowings to be eligible for $4,000 cashback – which can be across multiple loans (both investment and owner occupied) – some part of the loan must be owner occupied.
- The Loan to Value Ratio (LVR) must be 70% or less across all loans.
- It can be used to purchase a property or properties, or refinancing your property or properties from another financial institution.
- Applications must be received after 24 January 2025 and must settle before 30th June 2025.
- It is not available in conjunction with any other available Credit Union SA cashbacks
- It is not available for Bridging or Construction purposes.
- The cashback is paid on settlement to a nominated Credit Union SA Account.
- Limited to one cashback per household.
- You must meet the eligibility criteria for the applicable loan to qualify.
Quick and easy application
Our paperless application makes it simple for you to apply online, over the phone or in person.
We can come to you!
Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.
Flexible repayment options
Repayment options include weekly, fortnightly or monthly - you choose!
FREE CoreLogic RP Data property reports
Featured products
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤60% LVR ☉︎§︎ | 5.74% p.a. | 6.12% p.a. |
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤80% LVR ☉︎#§︎ | 5.79% p.a. | 6.16% p.a. |
| Package Variable Special Offer - Principal & Interest - Investment ≤60% LVR ☉︎§︎ | 5.97% p.a. | 6.34% p.a. |
| Package Variable Special Offer - Interest Only - Investment ≤60% LVR ☉︎^§︎ | 6.27% p.a. | 6.62% p.a. |
Start your application now
For a home loan that makes you feel at home – get in touch with us today.
The first step is simply to talk to us and we can guide you from there. One of our Home Lending Specialists can visit you at your convenience - just make an appointment when it suits you. You can also Apply Online, call us on 13 8777 or visit us at 400 King William Street, Adelaide.
Start your home loan application online anytime, anywhere.
Details you’ll need to have handy:
- your income and living expense details.
- information about what you own and what you owe.
Don’t have time to visit us? No problem. We can come to you!
Simply book an appointment with one of our lending specialists at a time and place that suits you.
Even a small reduction to your interest rate can save you thousands of dollars over the term of your loan. On top of saving yourself money, there are many reasons why you might consider refinancing your home loan:
- To borrow some extra money to fund some home improvements.
- You’re not happy with your current bank and you want to switch to a lender that treats you better.
- To pay off your loan quicker.
- To access features and flexibility that weren’t available to you when you applied for your current mortgage.
- Or you might want to reduce your loan costs by switching to a lower interest rate.
GUIDES AND NEWS
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.
Make an appointment
Don't have time to visit us? We can come to you! Book an appointment with us now.
INFORMATION YOU SHOULD KNOW
Lending criteria, fees and conditions apply and are available upon request.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
Interest rates are subject to change and special offers may be withdrawn at any time.
Cashback available for loan applications received after 24 January 2025 and must settle before 30 June 2025. The cashback will be paid into a nominated Credit Union SA account upon settlement of the loan.
☉︎
Loan available for minimum new borrowings of $150,000 or more. Annual Package fee of $395 applies.§︎
Interest rates are subject to change without notice. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.#
Available for Family Home Guarantee (FHG), First Home Guarantee (FHBG) and Regional First Home Buyer Guarantee (RFHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.^
Interest only repayments are only available where the loan to value ratio is 80% or less.