$2,000 Home Loan Cashback Offer
Looking for some cold hard cash in your pocket?
Find out if our $2,000 home loan cashback* is the best option for you.
TO BE ELIGIBLE FOR THE CASHBACK, YOU MUST BE:
- Purchasing a property or properties, or refinancing your property or properties from another financial institution
- Borrowing a minimum of $300,000 (new borrowings)
- Borrowing with a loan to value ratio (LVR) of 80% or less
- Meet the eligibility criteria for an applicable loan
- A current or retired employees of the South Australian Education Community, students carrying out studies in education, or their eligible immediate family member1 as a part of our Knowledge Counts banking benefits.
Funds to be paid at settlement of loan. This offer is not available for the purposes of construction and bridging loans. Owner Occupied Interest Only loans are ineligible. Limited to one cashback per household.
Flexible repayment options
We can come to you!
Quick and easy application
FREE CoreLogic RP Data property reports
Featured Products
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤60% LVR ☉︎§︎ | 5.29% p.a. | 5.67% p.a. |
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤80% LVR ☉︎#§︎ | 5.34% p.a. | 5.72% p.a. |
| Package Variable Special Offer - Principal & Interest - Investment ≤60% LVR ☉︎§︎ | 5.54% p.a. | 5.92% p.a. |
| Package Variable Special Offer - Interest Only - Investment ≤60% LVR ☉︎^§︎ | 5.84% p.a. | 6.16% p.a. |
| Package 3 year Fixed - Principal & Interest - Owner Occupied ≤97% LVR ☉︎µ︎#§︎ | 5.49% p.a. | 5.91% p.a. |
Start your application now
For a home loan that makes you feel at home, get in touch with us today.
The first step is simply to talk to us and we can guide you from there. You can apply online, call us on 13 8777 or visit us at 400 King William Street, Adelaide.
Don’t have time to visit us? No problem, we can come to you!
Start your home loan application online anytime, anywhere.
Details you’ll need to have handy:
- your income and living expense details.
- information about what you own and what you owe.
Our local Home Lending and Relationship Managers are here to help with your home loan journey.
Simply book an appointment with one of our lending specialists at a time and place that suits you.
Not sure if you're eligible for our Knowledge Counts banking benefits?
Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community, as well as students carrying out studies in education. If you work as an SSO, receptionist, contract teacher, TRT, student teacher, groundsman, TAFE lecturer, librarian, classroom teacher or University co-ordinator (just to name a few), you are eligible for our Knowledge Counts banking benefits.
Plus, your immediate family members (parents, children, grandparents, grandchildren, siblings and partners only) are eligible too.
Frequently asked questions
View all Cashback FAQsKnowledge Counts education banking benefits provide members of the South Australian education community and their eligible immediate family members with exclusive offers, discounts and products.
Knowledge Counts banking benefits are available to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members (parents, children, grandparents, grandchildren, siblings and partners only).
Guides and news
Why choose a credit union?
The credit union difference
At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.
About usHow we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.
Make an appointment
Book an appointment with one of our local Home Lending Specialists now.
INFORMATION YOU SHOULD KNOW
Lending criteria, fees and conditions apply and are available upon request.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
Interest rates are subject to change and special offers may be withdrawn at any time.
#Please note: home loan products have different qualifying criteria to the $2,000 cashback offer, with different minimum loan amounts.
☉︎
Loan available for minimum new borrowings of $150,000 or more. Annual Package fee of $395 applies.§︎
Interest rates are subject to change without notice. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.#
Available for Family Home Guarantee (FHG), First Home Guarantee (FHBG) and Regional First Home Buyer Guarantee (RFHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.^
Interest only repayments are only available where the loan to value ratio is 80% or less.µ︎
Available where the loan to value ratio is 97% or less, including capitalised LMI.1
Knowledge Counts banking benefits are available to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members (parents, children, grandparents, grandchildren, siblings and partners only).