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Car and Personal Loans

Car Loans

Fast pre-approvals to let you shop with confidence.

Credit Union SA’s Car Loan ranks among Australia’s best value personal loans - again!

Credit Union SA’s has once again been named for best value personal loans in the Mozo Experts Choice Awards. The awards have been running since 2014 and are judged from a selection of 239 different personal loans. This year the awards were for:

ProductAwards 
Special Fixed Rate Personal Loan

(Vehicles up to 2 years old)

Car Loan
Secured Personal Loan
Mozo Award Icon
Education Community Special Fixed Rate Personal Loan

(Vehicles up to 2 years old)

Car Loan
Secured Personal Loan
 

So now you can rest easy with the stability of our low, fixed rate

Buying a vehicle should be exciting. So to help you enjoy the thrill of the chase, Credit Union SA will help you out with a fast and easy car loan pre-approval.

Our loans can be used for new or not-so-new cars, motorcycles, boats or caravans. You can even refinance an existing car loan from another provider. And whichever of these purposes matches yours, you’ll have the peace of mind of knowing exactly what your repayments will be, with a low interest rate fixed for up to 7 years.

Apply now Compare loans Call us 8202 7777

Features

Multiple repayment options

Weekly, fortnightly or monthly.

Unlimited extra repayments

At no cost!

Redraw your extra repayments

Again, at no cost.

Penalty-free early payout

We’ll shake your hand, not your wallet.

Interest rates

Product Name Interest Rate Comparison Rate
Special fixed rate personal loan 5.99% pa 6.26% pa
Fixed rate personal loan 7.99% pa 8.26% pa
Variable rate personal loan 13.60% pa 13.89% pa

Fees

Fee Amount
Establishment Fee$195
Monthly Fee$0
Redraw Fee$0

How we can help

Our very low car loan rate applies to loans from as little as $5,000 and is available for new and used vehicles under 2 years of age - allowing you to trade up!

We offer fixed rate or variable personal loans for renovations, holidays, weddings, and cars, with flexible loan terms and repayment options available.

We offer reliable, competitive Car Insurance cover, so you and your loved ones can travel with confidence.

Looking for a savings account that delivers great interest no matter how many deposits or withdrawals you make? Our Netsave Account ticks every box.

Tools

The Borrowing power calculator will determine what amount a lender may lend you based on your income and expenses.

This calculator will show the amount you can save if you make extra repayments at each period instead of the minimum amount.

The budget calculator helps you keep track of your finances and where your money is allocated.

Conditions, fees and lending criteria apply. Interest rates are subject to change without notice. Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit Licence 241066 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. Allianz is the insurer of the Disability cover (Part 2) and Involuntary Unemployment cover (Part 3) and is only responsible for these covers. Allianz Australia Life Insurance Limited (“Allianz Life”) ABN 27 076 033 782 AFSL 296559 is the insurer of the Death cover (Part 1) and is only responsible for this cover. Allianz acts as Allianz Life’s agent in offering and administering the Death cover.

We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion, eligibility criteria and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement available on our website. If you purchase this insurance, we receive a commission that is 20% of the premium. Ask us for more details before we provide you with services. Where insurance premium is paid as part of a loan payment, interest will be payable on that premium.

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