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Car and Personal Loans

Car Loans

Fast pre-approvals to let you shop with confidence.

Credit Union SA’s Car Loan ranks among Australia’s best value personal loans

Credit Union SA’s Special Fixed Rate Car Loan has been named one of the country’s best value personal loans in the Mozo Experts Choice Awards, taking out awards in both the Car Loan and Secured Personal Loan categories.

Mozo Experts Choice 2016 Secured Personal Loan Mozo Experts Choice Car Loan Award

You can rest easy with the stability of our low, fixed rate

Buying a vehicle should be exciting. So to help you enjoy the thrill of the chase, Credit Union SA will help you out with a fast and easy car loan pre-approval.

Our loans can be used for new or not-so-new cars, motorcycles, boats or caravans. You can even refinance an existing car loan from another provider. And whichever of these purposes matches yours, you’ll have the peace of mind of knowing exactly what your repayments will be, with a low interest rate fixed for up to 7 years.

Compare loans Call us 8202 7777


Multiple repayment options

Weekly, fortnightly or monthly.

Unlimited extra repayments

At no cost!

Redraw your extra repayments

Again, at no cost.

Penalty-free early payout

We’ll shake your hand, not your wallet.

Interest rates

Product Name Interest Rate Comparison Rate
Special fixed rate personal loan 5.99% pa 6.26% pa
Fixed rate personal loan 7.99% pa 8.26% pa
Variable rate personal loan 13.60% pa 13.89% pa


Fee Amount
Establishment Fee$195
Monthly Fee$0
Redraw Fee$0

How we can help

At Credit Union SA, we've put the squeeze on our car loan rate. Now available for loans for as little as $5,000!

Whether you want money for a car, boat, holiday, wedding or renovation - we can help.

Though we hope you’ll never have to use it, we know you’ll never regret it.

High interest even with frequent access.


Get a realistic estimate of your borrowing capacity based on your likely income and expenses.

Find out how much faster you'll pay off your loan - and how much interest you'll save.

Keeping your finances on track is a lot easier when you can see where they need to go.

Conditions, fees and lending criteria apply. Interest rates are subject to change without notice. Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit Licence 241066 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. Allianz is the insurer of the Disability cover (Part 2) and Involuntary Unemployment cover (Part 3) and is only responsible for these covers. Allianz Australia Life Insurance Limited (“Allianz Life”) ABN 27 076 033 782 AFSL 296559 is the insurer of the Death cover (Part 1) and is only responsible for this cover. Allianz acts as Allianz Life’s agent in offering and administering the Death cover.

We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion, eligibility criteria and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement available on our website. If you purchase this insurance, we receive a commission that is 20% of the premium. Ask us for more details before we provide you with services. Where insurance premium is paid as part of a loan payment, interest will be payable on that premium.