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Car Loans Fast and easy pre-approvals to let you shop around with confidence

Mozo Experts Choice Car Loan Award

Credit Union SA’s Car Loan ranks among Australia’s best value personal loans

Mozo Experts Choice 2016 Secured Personal Loan

Credit Union SA’s Special Fixed Rate Car Loan has been named one of the country’s best value personal loans in the Mozo Experts Choice Awards, taking out awards in both the Car Loan and Secured Personal Loan categories.

You can rest easy with the stability of our low, fixed rate

Buying a vehicle should be exciting. So to help you enjoy the thrill of the chase, Credit Union SA will help you out with a fast and easy car loan pre-approval.

Our loans can be used for new or not-so-new cars, motorcycles, boats or caravans. You can even refinance an existing car loan from another provider. And whichever of these purposes matches yours, you’ll have the peace of mind of knowing exactly what your repayments will be, with a low interest rate fixed for up to 7 years.

Compare loans

Features

Multiple repayment options

Weekly, fortnightly or monthly.

Unlimited extra repayments

At no cost!

Redraw your extra repayments

Again, at no cost.

Penalty-free early payout

We’ll shake your hand, not your wallet.

Interest rates

Product Name Interest Rate Comparison Rate
Special fixed rate personal loan 5.99% pa 6.26% pa
Fixed rate personal loan 7.99% pa 8.26% pa
Variable rate personal loan 13.60% pa 13.89% pa

Fees

Fee Amount
Establishment Fee$195
Monthly Fee$0
Redraw Fee$0

How we can help

At Credit Union SA, we've put the squeeze on our car loan rate. Now available for loans for as little as $5,000!

Whether you want money for a car, boat, holiday, wedding or renovation - we can help.

Though we hope you’ll never have to use it, we know you’ll never regret it.

High interest even with frequent access.

Tools

Get a realistic estimate of your borrowing capacity based on your likely income and expenses.

Find out how much faster you'll pay off your loan - and how much interest you'll save.

Keeping your finances on track is a lot easier when you can see where they need to go.

Conditions, fees and lending criteria apply. Interest rates are subject to change without notice. 

Loan protection insurance is arranged by Credit Union SA as agent of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL No. 296559. Before deciding to acquire a product, you should consider our disclosure documents to determine whether the product is suitable to your situation.