Motor Insurance
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Allianz Motor Insurance through Credit Union SA has a great range of features and benefits designed to suit customers with different needs.
With a 24/7 online claims lodgment service, a monthly payment option3 and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance through Credit Union SA gives you the flexibility so you can choose to manage your car insurance in a way that suits you.
Why choose Allianz Comprehensive Motor Insurance through Credit Union SA?
- Up to 10% discount on your first year's premium when you quote and buy a new comprehensive car insurance policy online1,2
- You may be able to increase your excess to reduce your premium1
- Choose your own repairer6
- You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week
- Rental car for up to 30 days4 if your car is stolen ($100 per day limit)
- Safe driver discount for eligible drivers1,5
Safe driver discount
Safe driver discount for eligible drivers1,5
Up to 10% discount on your first year's premium
Up to 10% discount on your first year's premium when you quote and buy a new comprehensive car insurance policy online1,2
Rental car after theft of your vehicle
Rental car for up to 30 days4 after theft of your vehicle if your car is stolen ($100 per day limit)
Choose your own repairer
Choose your own repairer6
Find the cover that’s right for you
Allianz Motor Insurance through Credit Union SA has a great range of features and benefits designed to suit your needs.
Comprehensive Motor Insurance
- Allianz’s highest level of cover for your vehicle
- Cover for fire, theft, accidents, malicious damage and legal liability costs
- Covers your vehicle, plus damage you cause to other people’s vehicles or property
Third Party Property Damage Motor Insurance
- Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault
- Approved legal liability costs
- Your own vehicle isn’t covered by this type of insurance
Motor Insurance product comparison
This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.
Product name | Comprehensive cover | Third Party Property Damage Cover |
|---|---|---|
Quote online | Quote online | |
| Accidental loss of or damage to your vehicle | ✔ | ✖ |
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:
| ✔ | ✖ |
Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events. - Up to $20 million | ✔ | ✔ |
| Approved legal costs arising from a claim for liability covered by the policy | ✔ | ✔ |
| Emergency repair costs after an accident - up to $500 for any one covered accident | ✔ | ✖ |
| Rental car after theft of your vehicle - $100 per day limit up to 30 days4 | ✔ | ✖ |
| Towing after a covered incident | ✔ | ✖ |
| Temporary cover on replacement vehicle - up to 14 days | ✔ | ✖ |
| Trailer and caravan cover - $1,000 or market value, whichever is the lesser | ✔ | ✖ |
| Legal liability cover for a substitute vehicle | ✔ | ✔ |
| Cover for personal items in your vehicle – up to $1000 for any one incident | ✔ | ✖ |
| Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night - Up to $1,000 for any one incident | ✔ | ✖ |
| Transportation costs if your vehicle can’t be safely driven home after a covered accident - Up to $500 for any one incident | ✔ | ✖ |
| Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1000 for any one incident | ✔ | ✖ |
| Child seat or baby capsule replacement after an accident - Up to $500 for any one covered accident | ✔ | ✖ |
| Rental car after an accident, where available4 - Optional cover (extra cost) $100 per day limit, up to 30 days | ✔ | ✖ |
| Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance - Optional cover (extra cost) | ✔ | ✖ |
| Cover for tools of trade – Optional cover (extra cost) Up to $3,000 for any one incident | ✔ | ✖ |
| Named driver option - Optional excess | ✔ | ✖ |
What does Allianz Comprehensive Motor Insurance cover through Credit Union SA?
Allianz Comprehensive Motor Insurance through Credit Union SA covers your vehicle, plus damage you cause to other people’s vehicles or property. Here’s a summary of the features and benefits, as well as optional covers you can add to your policy
Included benefits
- Accidental loss of or damage to your vehicle
Cover includes theft, fire, flood and storm, including hail damage, subject to your policy’s terms and conditions, limits and excess. - New for old replacement of a new vehicle after a total loss
If your new vehicle is stolen or written off, Allianz may replace it with one of the same make and model if the following conditions are met:- Your vehicle is less than two years old from its first registration at the time it’s declared a total loss.
- You bought your new vehicle, or demonstrator model, from the manufacturer or their dealer.
- Where relevant, your financier has given their written consent.
- A new replacement vehicle of the same make and model is available in Australia.
- Legal liability cover
Covers your legal liability for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million for any one event or series of related events. - Approved legal costs from a liability claim
Covers legal costs, as approved by Allianz, from a claim that’s covered by your policy. - Emergency repair costs after a covered accident
Allianz will reimburse the cost of necessary emergency repairs that enable you to drive your vehicle home after a covered accident – up to $500 for any one incident. - Rental car after theft of your vehicle
If your vehicle has been stolen, Allianz will pay for a rental car – $100 per day, for up to 30 days.4 - Towing after a covered incident
Allianz will pay the reasonable cost of protection, removal and towing of your vehicle after a covered accident to the nearest repairer, place of safety or any other place they agree to. - Temporary cover on a replacement vehicle
Allianz will provide cover for your replacement vehicle for 14 days. - Trailer and caravan cover
Allianz will pay up to $1,000, or the market value of your trailer or caravan, whichever is less. - Legal liability cover when using a substitute vehicle
- Cover for personal items in your vehicle
Allianz will pay up to $1,000 for any one incident. - Emergency accommodation costs
Cover for reasonable emergency accommodation costs and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s usually parked at night – up to $1,000 for any one incident. - Transportation costs
If your vehicle can’t be driven safely home after a covered accident, Allianz will pay up to $500 for any one incident for travel necessary to get you home. - Lock re-keying or re-coding if your vehicle’s keys are stolen
Allianz will pay up to $1,000 for any one incident. - Replacing a child seat after a covered accident
Cover for the replacement of a child seat or baby capsule in your vehicle at the time of a covered accident – up to $500 for any one incident.
Optional benefits
- Rental car after an accident, where available
If you can’t use your vehicle following an accident, this optional benefit will pay $100 per day, up to 30 days for a rental car. This option will extend your rental car or daily travel allowance period if they caused or contributed to the delay in repairing your vehicle. - Basic excess removal for windscreen claims
If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance. - Cover for tools of trade
This optional benefit will pay up to $3,000 for any one incident. - Unnamed driver excess
This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement (PDS)
THIRD PARTY PROPERTY DAMAGE MOTOR INSURANCE
Is Third Party Property Damage Motor Insurance right for you?
Third Party Property Damage Motor Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault.
Included benefits
- Legal liability cover for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million
- Legal liability cover when using a substitute vehicle
- Approved legal costs from a legal liability claim that's covered by the policy
- Uninsured Motorist Extension, covers for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident
Not included
- Cover for accidental loss of or damage to your vehicle
- Fire and theft cover isn’t included
- Compulsory Third Party (CTP) Insurance is a different type of insurance that’s not included
This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement (PDS)
Comprehensive or Third Party Property Damage Motor Insurance?
Allianz Comprehensive Motor Insurance covers your vehicle, plus damage you cause to other people’s vehicles or property. If you’re looking for cover for fire, theft, accidents, malicious damage and legal liability, you might like to consider Comprehensive Motor Insurance.
Allianz Third Party Property Damage Motor Insurance doesn’t cover your vehicle. It covers your legal liability if you destroy or damage someone else’s vehicle or property during a motor vehicle accident that’s partly or fully your fault.
Get a quote
Quote onlineCall Credit Union SA on 13 8777 to get a quote.
Make a claim
Make a claimNeed to make a claim? Lodge your claim 24/7 using the online claims form or call 1300 555 030 for claims services.
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INFORMATION YOU SHOULD KNOW
Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit Licence Number 241066, arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement. The relevant Target Market Determination is available by calling 13 8777. If you purchase insurance through us, we receive a commission that is between 0% and 30% of the premium. Ask us for more details before we provide you with services.
1. Minimum premiums may apply. Any discounts and entitlements may be subject to rounding and only apply to the extent any minimum premium isn’t reached. If you’re eligible for more than one, Allianz also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts and entitlements. Discounts may not be applied to the premium for optional covers.
2. The online discount applies when you quote and buy a new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.
3. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
4. Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.
5. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.
6. Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so.