Car and Personal Loans

A personal or car loan from Credit Union SA offers flexible terms and repayment options.

Apply now Call us 13 8777

Enjoy our exclusive car loan offers for educators

With an epically low rate and no establishment fees – there’s never been a better time to buy your dream car. So, what’s stopping you?

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Compare Car and Personal Loans

What’s your Borrowing Power?

Find out now

Determine what amount a lender may lend you based on your income and expenses.

Ready to apply or want pre-approval?

Start application

Start your application online or call us on 13 8777.

Frequently asked questions

View all Loans FAQs

Can I pay my loan off early at any time?

Yes, our Personal Loans offer flexible repayment options, no fees for extra repayments, and no fees for early repayment of loan in full.

What personal loan fees and charges are there?

Visit our Rates or Fees page to find out more.

What are the current car or personal loan rates?

View all of our current interest rates. Calculate and compare personal loans.

How often do I need to make repayments on my car loan?

Our car loans offer multiple repayments options. Please check the product details for weekly, fortnightly and monthly options.

I’m worried about repaying my loans and credit cards, how can you help?

If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.

Please visit our Financial Hardship Assistance page or contact us to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.

Want to do more with your money?

How we

can help

Contact us

You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.

Call us

We’re here to answer any questions you might have – make sure you have your Access Code ready!

Visit us

400 King William Street, Adelaide has self-service options available to make your life easier.

Mobile Lending Managers

Our Mobile Lending Managers can help our members by phone or email, with video calls now available.

INFORMATION YOU SHOULD KNOW

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Conditions, fees and lending criteria apply and are available on request. Interest rates are subject to change without notice. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years old. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age. The variable rate personal loan and the fixed rate Tesla Powerwall loan are unsecured.

The interest rate is fixed for the life of the loan up to a maximum of 7 years. For the Tesla Powerwall Loan, the rate is fixed for up to 5 years.

For new business only. To qualify for the online-only product, applications must be completed using the online form.

Conditions, fees and lending criteria apply and are available on request.

The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years of age. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age. The variable rate personal loan is unsecured. Conditions, fees and lending criteria apply and are available on request.

The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.