Buy Allianz Insurance through Credit Union SA and be rewarded

Credit Union SA Limited ABN 36 087 651 232 AFSL/Australian Credit License Number 241066 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No 234708 (Allianz).

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement and key fact sheets available from https://www.creditunionsa.com.au/legal/terms-and-conditions or by calling 13 8777. TMD is available by calling 13 8777.

*$150 cashback will be issued for each new Home or Landlord (including building cover) or Comprehensive Motor Insurance policy taken out through Credit Union SA between 20 December 2024 and 16 March 2025. The cashback will be deposited into the Eligible Customers nominated Credit Union SA Bank Account. Credit Union SA may withdraw or amend this offer at any time without notice. Full terms and conditions, including eligibility criteria, available at https://www.creditunionsa.com.au/legal/terms-and-conditions.

¹Minimum Premiums: Minimum premiums may apply. Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges. Discounts may not be applied to the premium for optional covers.

Most discounts won’t apply below the minimum amount payable for the policy.

² (Home) Online discount: When you both quote and buy a new home insurance policy online a discount of up to 10% is applied to your first years premium. This discount is not applied to Domestic workers’ compensation (if available and selected), or upon renewal. Minimum premiums may apply.

(Landlord) When you both quote and buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium. This discount is not applied to Landlord workers’ compensation (if available and selected), or upon renewal. Minimum premiums may apply.

(Motor) The online discount applies when you quote and buy a new comprehensive Motor Insurance policy online only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

³Combined Discounts: A discount of up to 10% is applied to your premium when you combine Buildings and Contents on one Home and Contents Insurance policy, including the optional covers (if selected): Motor Burnout and Accidental Damage cover. The combined discount doesn't apply to any flood component of the premium (where covered) or to the optional covers Portable contents (if selected) and Domestic workers’ compensation (if available and selected). Minimum premiums may apply.

⁴Cover when you’re moving house: When you have contents cover, Allianz will cover your contents for loss or damage caused by an insured event both at your new and old address for up to 14 days after you first start to move. No cover is provided for loss or damage whilst contents are in transit (unless you have Accidental damage cover).

⁵(Home) Up to 30% No Claim Bonus: When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claim Bonus of up to 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding 5 years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus. We won’t apply the full percentage of the No Claim Bonus if it results in you paying less than the minimum premium.

Home: The No Claim Bonus isn’t applied to the flood component of the premium (if covered), Domestic workers’ compensation (if available and selected) or Portable contents (if selected).

Landlord: The No Claim Bonus isn’t applied to the flood component of the premium (if covered), or Landlord workers’ compensation (if available and selected).

⁶Alternative accommodation for you and your pets: If your Building or Contents are damaged by an insured event during the period of insurance to such an extent that you can’t live in your home buildings, Allianz pay the additional costs for temporary accommodation based on your building’s rentable value prior to the damage, up to 10% of the building or contents sum insured (as applicable) and up to $500 for temporary accommodation for your pets in a commercial boarding establishment. This benefit applies up to a maximum of 12 months.

⁷ Rental costs after an insured event If you have buildings cover or if your building is part of a strata title development and you have contents cover only.

⁸Up to $20m legal liability cover. Provides cover if you’re found liable to pay compensation to someone for up to $20 million for payment of compensation relating to death, bodily injury or illness, and/or physical loss of or damage to property caused by an accident (or series of accidents).

⁹Allianz may agree with you to use a repairer (other than the one you selected) or pay you reasonable repair costs. We will act reasonably in doing so.

¹⁰Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.