Credit Cards
Fee
Amount
Visa Credit Card Annual Fee
Visa Credit Card Annual Fee
$59
Education Community Credit Card Annual Fee
$0
Visa Credit Card linked to Home Loan Package Annual Fee
$0
ATM Withdrawal Fee (Australia and Overseas)
We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply.
Visa Currency Conversion
Payable when you make a purchase or obtain a cash advance (whether in foreign currency or AUD) where the merchant or their acquirer is domiciled outside Australia.
3% of the transaction amount
Arrears Fee
Payable whenever we send you a letter because you do not make a repayment in full on or before the date it is due and the default continues for three days or more.
- Letter 1 – arrears 3 to 10 days
- Letter 2 – arrears 11 to 18 days
- Letter 3 – arrears 19 to 26 days
- Letter 4 – arrears 27 days or more
First letter
$0
Subsequent Letters
$15
Paper statement fee
If you have not opted in for eStatements and we send a paper statement to the nominated postal address we have on record. Note: An electronic statement can be requested at any time with not fee payable.
$2
Lost VISA Card
Payable when you have lost your VISA Card and have requested a replacement.
$10
Visa Credit Card fees
Fee
Amount
Annual Fee
Visa Credit Card Annual Fee
$59
Visa Credit Card Annual Fee when linked to a Home Loan Package
$0
Workplace Benefits Credit Card fees
Fee
Amount
Visa Credit Card Annual Fee
Workplace Benefits Credit Card Annual Fee
$0
Education Community Credit Card fees
Fee
Amount
Visa Credit Card Annual Fee
Education Community Credit Card Annual Fee
$0