logo

Credit Cards

Fee

Amount

Visa Credit Card Annual Fee

Visa Credit Card Annual Fee

$59

Visa Credit Card linked to Home Loan Package Annual Fee

$0

ATM Withdrawal Fee (Australia and Overseas)

We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply.

Visa Currency Conversion

Payable when you make a purchase or obtain a cash advance (whether in foreign currency or AUD) where the merchant or their acquirer is domiciled outside Australia.

3% of the transaction amount

Arrears Fee

Payable whenever we send you a letter because you do not make a repayment in full on or before the date it is due and the default continues for three days or more.
  • Letter 1 – arrears 3 to 10 days
  • Letter 2 – arrears 11 to 18 days
  • Letter 3 – arrears 19 to 26 days
  • Letter 4 – arrears 27 days or more
First letter

$0

Subsequent Letters

$15

Paper statement fee

If you have not opted in for eStatements and we send a paper statement to the nominated postal address we have on record. Note: An electronic statement can be requested at any time with not fee payable.

$2

Lost VISA Card

Payable when you have lost your VISA Card and have requested a replacement.

$10

Visa Credit Card fees

Fee

Amount

Annual Fee

Visa Credit Card Annual Fee

$59

Visa Credit Card Annual Fee when linked to a Home Loan Package

$0

Workplace Benefits Credit Card fees

Fee

Amount

Visa Credit Card Annual Fee

Workplace Benefits Credit Card Annual Fee

$0

Education Community Credit Card fees

Fee

Amount

Visa Credit Card Annual Fee

Education Community Credit Card Annual Fee

$0