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Home and Contents Insurance

Compare Home Insurance

Compare Home Insurance

Product name

Overview

Accidental damage

Accidental damage (break of glass)

Earthquake and tsunami

Explosion

Fire or smoke

Impact damage

Lightning or thunderbolt

Malicious acts

Riot or civil commotion

Water or other liquid damage

Automatic indexation of sum insured

Contents in open air at the risk address (sub-limits for selected contents based on insured events loss or damage)

Credit cards - cover for loss or theft for fraudulent use

Fusion of electric motors

Guests', visitors' and domestic helpers' property

Landlords' contents (when home is tenanted and if building cover only is taken)

Legal liability cover

Modifications to buildings for paraplegia and quadriplegia (Up to $10,000)

Replacement of locks and cylinders

Security firm attendance (up to $500)

Spoilage of refrigerated/freezer food

Temporary removal of Contents from your risk address

Title deeds (up to $2,000)

Veterinary costs (up to $500)

 

Our premium product covers you for any accidental loss or damage to your buildings and/or contents (unless we state otherwise in the policy). Other benefits include legal defence costs and cover for contents in transit.

Accidental damage
Accidental damage (break of glass)
Earthquake and tsunami
Explosion
Fire or smoke
Impact damage
Lightning or thunderbolt
Malicious acts
Riot or civil commotion
Water or other liquid damage
Automatic indexation of sum insured
Contents in open air at the risk address (sub-limits for selected contents based on insured events loss or damage)
Credit cards - cover for loss or theft for fraudulent use

Up to $5,000

Fusion of electric motors

Motors up to 12 years old

Guests', visitors' and domestic helpers' property
Landlords' contents (when home is tenanted and if building cover only is taken)
Legal liability cover

Up to $20,000,000

Modifications to buildings for paraplegia and quadriplegia (Up to $10,000)
Replacement of locks and cylinders

Up to $2,000

Security firm attendance (up to $500)
Spoilage of refrigerated/freezer food

No specified limit

Temporary removal of Contents from your risk address

Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing/or up to $7,500 for contents anywhere else in Australia or NZ.

Title deeds (up to $2,000)
Veterinary costs (up to $500)
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This cover includes cover for insured events plus additional features and benefits such as cover for fusion of household electric motors. Classic Home Insurance is not available online.

Accidental damage
Accidental damage (break of glass)
Earthquake and tsunami
Explosion
Fire or smoke
Impact damage
Lightning or thunderbolt
Malicious acts
Riot or civil commotion
Water or other liquid damage
Automatic indexation of sum insured
Contents in open air at the risk address (sub-limits for selected contents based on insured events loss or damage)
Credit cards - cover for loss or theft for fraudulent use

Up to $5,000

Fusion of electric motors

Motors up to 10 years old

Guests', visitors' and domestic helpers' property
Landlords' contents (when home is tenanted and if building cover only is taken)

Up to $10,000

Legal liability cover

Up to $20,000,000

Modifications to buildings for paraplegia and quadriplegia (Up to $10,000)
Replacement of locks and cylinders

Up to $1,000

Security firm attendance (up to $500)
Spoilage of refrigerated/freezer food

Up to $500

Temporary removal of Contents from your risk address

Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing

Title deeds (up to $2,000)
Veterinary costs (up to $500)
Remove

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You make a claim online, call us on 8202 7777 or lodge a claim at any Credit Union SA branch.

Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit Licence Number 241066, arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement: Prestige Home PDS or Classic Home PDS. If you purchase this insurance, we will receive a commission that is from 0% to 22% of the premium. Ask us for more details before we provide you with services. ‎

Review the Key Facts Sheets available for our home and/or contents covers.

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