Skip to content
Fee Amount
Monthly Access Fee
No Credit Union SA transaction account has a Monthly Access Fee.$0
ATM Withdrawal Fee (Australia and Overseas)
Where you perform a transaction using an ATM that is not part of the national rediATM network of ATMs, including any ATM located outside of Australia, you may be charged a fee by the ATM operator. This fee is not charged by Credit Union SA and will be disclosed at the time of performing the transaction. You can avoid the fee by  cancelling the transaction when prompted$0 however third party costs may apply
Visa Currency Conversion
You perform a transaction in a currency other than Australian dollars using a Visa card. This fee is included in the AUD amount debited to your account and comprises 2.00% charged by third parties and 1.00% charged by Credit Union SA3% of the AUD transaction amount
rediCARD Currency Conversion
You perform a transaction in a currency other than Australian dollars using a rediCARD. This fee is included in the AUD amount debited to your account and represents third party charges passed on at cost2% of the AUD transaction amount
Excess Transaction Fee
Netsave Account Withdrawal Fee - All withdrawals other than transfers through Internet, Mobile and Phone Banking to accounts held with Credit Union SA.$2.50
Bonus Savings Account Withdrawal Fee - One free withdrawal permitted each month. Additional withdrawals are charged at the end of the month.$2.50
Electronic Decline Fee
This fee only applies on the Bonus Savings Account$0.50 per declined electronic transaction
Arrears Fee
Payable whenever we send you a letter because you do not make a repayment in full on or before the date it is due and the default continues for three days or more.
Letter 1 – arrears 3 to 10 days
Letter 2 – arrears 11 to 18 days
Letter 3 – arrears 19 to 26 days
Letter 4 – arrears 27 days or more
First letter$0
Subsequent letters$10