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Education Community Credit Card

No annual fee and 9.99%pa ongoing interest rate

Credit Union SA’s Education Community Credit Card ranks among Australia’s best.

With a long history of supporting the education sector, Credit Union SA believes it’s important to support all employees within the education sector and students carrying out studies in education who are helping to prepare our next generation for the challenges and opportunities that lie ahead. As part of our Education Community Banking Benefits we have included the Education Community Credit Card.

Mozo Experts Choice Awards

Our Education Community Credit Card has now it has been named one of the country’s best value credit cards in the Mozo Experts Choice Awards being recognised for the following awards:

Education Community Credit Card
Balance Transfer Credit Card
Low Rate Credit Card
No Annual Fee Credit Card

Mozo Award Icon    Mozo Award Icon    Mozo Award Icon


The Education Community Credit Card includes no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances1 as well as a low ongoing interest rate after the first 6 months. 

Plus you'll enjoy all of the convenient access advantages which come with a Credit Union SA Visa credit card, including:

  • Fast payments with Google Pay™Apple PaySamsung PayFitbit Pay and Garmin Pay™ and Visa payWave
  • No cash advance fees2
  • No direct debit fees
  • The option to temporarily lock your card (if you’ve misplaced it), plus block payWave, international and online transactions whenever you need to  using the Mobile Banking App or Internet Banking.
  • The ability to set up a balance sweep to automatically pay your credit card amount in full each month, helping you manage your finances.

You can apply online or you can call us on (08) 8202 7777 during our business hours which include Saturday morning for your convenience.

Apply now Call us 8202 7777


No annual fee

0% introductory rate for the first 6 months of your account on purchases, balance transfers and cash advances1

One of the lowest ongoing interest rates in Australia, an extremely low 9.99% pa interest rate after 6 months

Up to 55 days interest-free on purchases

Simply clear your closing balance on time each month.

Interest rates and fees

Product Name Interest Rate
Introductory rate for the first 6 months 0.00% pa
Variable rate 9.99% pa
Fee Amount
Visa Credit Card Annual Fee
Education Community Credit Card Annual Fee$0

Exclusively for Educators

We feel it’s important to support the South Australian Education Community, who are helping to prepare our next generation.

Take advantage of our exclusive Education Community Credit Card as a member of the Australian education community.

Take advantage of our exclusive Education Community Car Loan as a member of the Australian education community.

Supporting Education

Originally established by SA teachers 60 years ago, we’ve been providing banking services to education workers ever since.

We provide fundraising opportunities for schools - without them having to donate time or money.

Follow Teachers of SA on Facebook to connect with the SA Education community and discover news and resources.

Credit Union SA is proud to be the Event Partner for the 2018 Public Education Awards.

Interest rates are current as at 18/04/2017 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.

16 months interest free on cash advances, purchases and balance transfers. At the end of the interest free period, the interest rate will revert to 9.99% pa variable.

2While no withdrawal or cash advance fees are charged by us, a fee may be charged by the ATM operator. The amount of the fee may vary at different ATMs and will be disclosed and charged at the time of the transaction.

Education Community Banking Benefits are available to any employee of the education community and students carrying out studies in education.

Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc ., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

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